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City of Milwaukee Down Payment Assistance Program

The United Community Center is proud to partner with the City of Milwaukee on this new program to help individuals purchase homes in the City of Milwaukee!

  • The Milwaukee Home Down Payment Assistance Program offers forgivable grants of up to $7,000 to help you purchase your City of Milwaukee home.
  • Grants of up to $5,000 are available for a home purchase in the City of Milwaukee.
  • Grants of up to $7,000 are available if purchasing a home with in the City’s Community Development Block Grant Area boundary (to check if your property is in the boundary, go to My Milwaukee Home, type in address and click “submit address” and click on “special interest” link.)
Buyer must be current City of Milwaukee resident.
Must have a total household income no greater than:
Family Size
Maximum Household Income
Family Size
Maximum Household Income
Owner Occupancy
Home must be purchased for owner occupancy and buyer must live in the home for a minimum of five years.
Homebuyer Counseling
Buyer must complete 8 hours of counseling from a HUD approved Homebuying Counseling Agency.
First Time Homebuyer
Buyer may not have owned a home in the last three years.
·        Buyers must have a minimum of $1,000 of their own funds to contribute to the transaction
·        Funds can be used for down payment and closing costs.
·        Buyer must obtain a third party Home Inspection as part of the purchase
·        Loan origination/funding fees must not be more than 2% of the loan amount.
·        The interest rate on the buyer’s first mortgage must be nor more than 2% above the average mortgage for a 30 year fixed rate mortgage contained in Freddie Mac’s Primary Mortgage Survey (www.
·        No cash out can be received as part of the transaction
The first step in qualifying for this grant program is to complete 8 hours of homebuyer counseling through a HUD approved Homebuyer Counseling Agency, like UCC. 
Click here for schedule: link to flyer. No pre-registration is necessary to attend.
After completing 8 hours of homebuyer counseling, you may then set up a meeting with UCC’s Homebuyer Coordinators to review requirements and potentially qualify for this program and/or other grants UCC has available.

Homebuyer Counseling

  • City of Milwaukee Down Payment Assistance Program